314 N 5th Street Fernandina Beach, FL 32034

$175K PRICE DROP—NOW THE LOWEST PRICED 4-BEDROOM HOME DOWNTOWN BY PRICE PER SQUARE FOOT! A flexible layout includes FOUR BEDROOMS AND AN ADDITIONAL PRIVATE-ENTRY FIRST-FLOOR EFFICIENCY SUITE WITH FULL BATH AND KITCHENETTE, CURRENTLY BRINGING IN $1,100/MONTH IN RENTAL INCOME—perfect for guests, multi-generational living, or added cash flow. Just THREE BLOCKS from the heart of historic downtown Fernandina, this beautifully restored gem blends timeless craftsmanship with modern peace of mind: 2025 updates include a new roof, plumbing, electrical, HVAC, and refreshed interiors—plus your own private plunge pool for relaxing afternoons. Curb appeal shines with original milled wood siding and a classic front porch. Inside, Prairie-style stained glass fills the living space with dappled light, reflecting off rich heart pine floors and a hand-glazed tile hearth with oak surround. Ornate millwork—rosette blocks, fluted trim, and tall baseboards—echo the craftsmanship of a bygone era. Other upgrades we love: THOUGHTFULLY MODERNIZED baths featuring granite vanities, tiled showers, and vessel sinks, and ALSO an impressive kitchen, with a VIKING GAS COOKTOP, quartz counters, and custom Shaker cabinets. The fenced backyard is a lush sanctuary with producing fruit trees, a pool, and open-air cabana. Set on a quiet street just a short walk from downtown cafés, shops, live music, and Central Park's tennis, pickleball, and pétanque courtswith award-winning beaches just two miles away. Rare opportunity. Strong value. Don't miss it.