314 N 5th Street Fernandina Beach, FL 32034
Listing Courtesy of: NORTHEAST FLORIDA / Century 21 Miller Elite / Adele Suddes

  314 N 5th Street Fernandina Beach, FL 32034

Active (103 Days)
$925,000
4
BED
4
BATH
2,784
SQFT

Description

$175K PRICE DROP—NOW THE LOWEST PRICED 4-BEDROOM HOME DOWNTOWN BY PRICE PER SQUARE FOOT! A flexible layout includes FOUR BEDROOMS AND AN ADDITIONAL PRIVATE-ENTRY FIRST-FLOOR EFFICIENCY SUITE WITH FULL BATH AND KITCHENETTE, CURRENTLY BRINGING IN $1,100/MONTH IN RENTAL INCOME—perfect for guests, multi-generational living, or added cash flow. Just THREE BLOCKS from the heart of historic downtown Fernandina, this beautifully restored gem blends timeless craftsmanship with modern peace of mind: 2025 updates include a new roof, plumbing, electrical, HVAC, and refreshed interiors—plus your own private plunge pool for relaxing afternoons. Curb appeal shines with original milled wood siding and a classic front porch. Inside, Prairie-style stained glass fills the living space with dappled light, reflecting off rich heart pine floors and a hand-glazed tile hearth with oak surround. Ornate millwork—rosette blocks, fluted trim, and tall baseboards—echo the craftsmanship of a bygone era. Other upgrades we love: THOUGHTFULLY MODERNIZED baths featuring granite vanities, tiled showers, and vessel sinks, and ALSO an impressive kitchen, with a VIKING GAS COOKTOP, quartz counters, and custom Shaker cabinets. The fenced backyard is a lush sanctuary with producing fruit trees, a pool, and open-air cabana. Set on a quiet street just a short walk from downtown cafés, shops, live music, and Central Park's tennis, pickleball, and pétanque courtswith award-winning beaches just two miles away. Rare opportunity. Strong value. Don't miss it.

MLS #:
2093204
Lot Size
5,663 SQFT
Type
Single-Family Home
Year Built
1903
Style
Historic
County
Nassau County

Listed By

Adele Suddes, Century 21 Miller Elite
Source
NORTHEAST FLORIDA
Last checked Jul 12 2025 at 3:57 PM GMT-0400
Bathroom Details
  • Full Bathrooms: 4
Interior Features
  • Ceiling Fan(s)
  • In-Law Floorplan
  • Appliance: Dishwasher
  • Appliance: Disposal
  • Appliance: Dryer
  • Appliance: Gas Range
  • Appliance: Microwave
  • Appliance: Refrigerator
  • Appliance: Washer
  • Appliance: Wine Cooler
  • Laundry: In Unit
Subdivision
  • Metes Bounds
Heating and Cooling
  • Central
  • Central Air
Pool Information
  • In Ground
Flooring
  • Tile
  • Wood
Exterior Features
  • Fiber Cement
  • Frame
  • Roof: Metal
Utility Information
  • Utilities: Other
Parking
  • Garage
Stories
  • 2
Living Area
  • 2,784 sqft

Listing Brokerage Notes
Buyer Brokerage Compensation: 2.5%
*Details provided by the brokerage, not MLS (Multiple Listing Service). Buyer's Brokerage Compensation not binding unless confirmed by separate agreement among applicable parties.
Location
   
Calculate drive times to this property
 
Powered by INRIX® Drive Time

Powered by Walk Score®

Estimated Monthly Mortgage Payment

*Based on Fixed Interest Rate withe a 30 year term, principal and interest only

Listing price
Down payment
%
Interest rate
%
Mortgage calculator estimates are provided by C21 Miller Elite and are intended for information use only. Your payments may be higher or lower and all loans are subject to credit approval.
Disclaimer: Copyright 2025 Northeast FL MLS. All rights reserved. This information is deemed reliable, but not guaranteed. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 7/12/25 08:57