TRUE DEEP WATER! A DEPTH OF 25 TO 30 FEET AT ALL TIDES! OFFERING 100 FEET OF RIVER FRONTAGE, A PRIVATE DOCK AND OPEN OCEAN ACCESS ABOUT 12 MINUTES AWAY BY BOAT. Set on a flat one-acre lot in an established enclave of MULTIMILLION-DOLLAR HOMES, this is a rare Fernandina waterfront opportunity built around boating, fishing and life on the water. CAST FOR LARGEMOUTH BASS, REDFISH, BREAM AND CRAPPIE; WATCH DOLPHINS, SEA TURTLES, OTTERS, PELICANS, OSPREYS AND EAGLES; AND ENJOY SPACEX LAUNCHES FROM YOUR OWN BACKYARD. The updated 3-bedroom, 2-bath brick home offers an OPEN-CONCEPT LAYOUT, NEWER HVAC, NEW WINDOWS, AN EXPANSIVE COVERED PATIO AND BROAD WATER VIEWS. Enjoy it comfortably now, with the flexibility to build a custom waterfront residence in the future. Along the water, a HEAVILY REINFORCED RIPRAP SHORELINE provides added protection, while the property's location OUTSIDE THE FLOOD ZONE and freedom from HOA or CDD fees add even more peace of mind. All of this is within easy reach of FERNANDINA'S AWARD-WINNING BEACHES, DINING, SHOPPING AND THE NOSTALGIC CHARM OF HISTORIC DOWNTOWN. A setting this deep, usable and well located is exceptionally hard to find. Also available with adjoining parcel. See combined MLS #2155471.

TRUE DEEP WATER! A DEPTH OF 25 TO 30 FEET AT ALL TIDES! OFFERING 100 FEET OF RIVER FRONTAGE, A PRIVATE DOCK AND OPEN OCEAN ACCESS ABOUT 12 MINUTES AWAY BY BOAT. Set on a flat one-acre lot in an established enclave of MULTIMILLION-DOLLAR HOMES, this is a rare Fernandina waterfront opportunity built around boating, fishing and life on the water. CAST FOR LARGEMOUTH BASS, REDFISH, BREAM AND CRAPPIE; WATCH DOLPHINS, SEA TURTLES, OTTERS, PELICANS, OSPREYS AND EAGLES; AND ENJOY SPACEX LAUNCHES FROM YOUR OWN BACKYARD. The updated 3-bedroom, 2-bath brick home offers an OPEN-CONCEPT LAYOUT, NEWER HVAC, NEW WINDOWS, AN EXPANSIVE COVERED PATIO AND BROAD WATER VIEWS. Enjoy it comfortably now, with the flexibility to build a custom waterfront residence in the future. Along the water, a HEAVILY REINFORCED RIPRAP SHORELINE provides added protection, while the property’s location OUTSIDE THE FLOOD ZONE and freedom from HOA or CDD fees add even more peace of mind. All of this is within easy reach of FERNANDINA’S AWARD-WINNING BEACHES, DINING, SHOPPING AND THE NOSTALGIC CHARM OF HISTORIC DOWNTOWN. A setting this deep, usable and well located is exceptionally hard to find. Also available with adjoining parcel. See MLS #116610.

**Bonus for buyers: Seller is offering a $5,000 concession with an acceptable offer.**

Tucked just minutes from the heart of Fernandina Beach, 1016 N 14th Street offers a newer construction home with a clean, thoughtful design and room to grow. Built in 2023 by Affinity Homes, this 3-bedroom, 2-bath residence features 9-foot ceilings and a taller roofline that gives the home an open, airy feel well beyond its footprint. The layout is efficient and comfortable, designed for everyday living without wasted space. An added opportunity: the neighboring lot is also available, opening the door for expansion, investment, or securing additional privacy. A straightforward, well-built home in a location that continues to see steady demand—ideal for a primary residence, second home, or long-term hold